Security & Offline-First

Security & Offline-First is the category that explains the core philosophy behind every Finme feature: financial data is the most sensitive information any individual has, and it must therefore be protected at the highest level from the very design of the system.

What do Offline-First and Zero-Knowledge mean?

An Offline-First architecture means that all of your income, expense, and asset data is stored on your device by default, never transmitted over the internet unless you actively enable sync. The Zero-Knowledge principle ensures that even when data is synced to a server, no third party — not even Finme's own team — can read its contents.

Topics covered

From military-grade AES-256 encryption, to secure multi-device sync, the warning signs that a financial app is handling your data unsafely, to the Vietnamese legal regulations on personal data protection you should know.

Applying it with Finme

This is exactly why Finme has been committed to an Offline-First architecture and Zero-Knowledge encryption from the very first line of code, along with server infrastructure located in Vietnam when you need to sync, rather than trading security for convenience.